Terms & Conditions

Terms of Use

Up to date Feb 18, 2022.

Our mission is to simplify complicated financial data and selections so that our readers have the confidence to manipulate every factor of their financial existence. Your economic lifestyles is full of private decisions and challenges. Whether or not you are making an investment as a newbie or professional, planning your retirement, shopping for a domestic, studying for an exam in business school, or strolling a small commercial enterprise you have questions that need answering.

For over two decades, we’ve helped hundreds of thousands and thousands of people do simply that. We feel it’s critical to proportion how we go about writing all the articles that you depend upon.


Empowering: Health can be complicated and intimidating. We offer you with information that you can use with self assurance, some thing your level of revel in.

Unbiased: from economic product guidelines to the monetary implications of government policy we put things in context and provide all of the records. Our information is cautiously researched and isn’t written to guide any specific monetary or political standpoint.

Accurate: having accurate financial records, presented definitely and up to date frequently is of the maximum significance to us. We are seeking for out and work with the most certified professionals across each subject matter we cover. Any errors, inaccuracies or misrepresentations diagnosed by using our readers are investigated and corrected right away. Please contact us for corrections.

Inclusive: we work to ensure that our content serves—and depicts with dignity and admire—humans of various a while, nationalities, religions, gender identities, sexual orientations, ethnicities, relationship statuses, physical and intellectual abilities, and circle of relatives types.


We are committed to following the codes of ethics of the society for advancing enterprise editing and writing (sabew). Our content material is guided by way of and upholds the society for expert journalists’ foundations of moral journalism: being correct and honest, minimizing harm, appearing independently, and being responsible and obvious. We also uphold the federal alternate commission (ftc) recommendations on disclosures, in which applicable.

Onlyhealthylife.com content is for informational purposes and isn’t supposed to alternative for the recommendation of a certified or licensed attorney, accountant, monetary consultant, or different licensed monetary specialists.

Editorial process

Our staff of editors and network of professional participants write and manipulate all the articles you discover on Onlyhealthylife.com. We don’t make hints for you to shop for, sell, or preserve securities or investments. We do, but, offer relevant evaluation, context, insights, and academic information that will help you make smarter, higher-knowledgeable selections. Anyplace feasible we offer examples that assist positioned complicated subjects and concepts into angle.

Our editorial team is constantly evaluating the articles throughout our website to flag any that incorporate records that is regarded to be or is probably to be out-of-date. Such articles are reviewed and up to date or, if essential, absolutely rewritten, rechecked, and re-edited. Our community of skilled professionals, who uphold our manner and guidelines, assist with our updating efforts. Articles which have been updated are date-stamped to reflect this.

Quality standards

Each article you spot has a couple of people at the back of it, constantly running to make certain that it’s far accountable, accurate, comprehensible, useful, and reflective of our editorial standards.

Our editorial crew approves all story thoughts independently, and our expert participants each have deep concern remember knowledge within the subjects that we assign them. Our crew of expert editors, reality checkers, and producers overview content material to ensure it upholds our values of being empowering, inclusive, unbiased, and accurate.

All team of workers are accountable for disclosing any capacity conflicts of interest.


Onlyhealthylife.com is devoted to telling readers when an mistakes has seemed, and to correcting it. This transparency applies to small and large mistakes, inclusive of information, but simplest if an mistakes became made at the time of original e-book. Corrections may be actually noted on the web page. When our journalism is factually correct, but the language is not as clean or particular as essential, the tale may be updated with out an editor’s observe. Please record viable errors to [email protected].


Onlyhealthylife.com specialists are cautiously recruited, vetted, and selected. A few are experienced monetary writers, others are specialists especially aspects of health; many are each. They are selected for his or her understanding and their ability at speaking complicated topics in clean, accessible, actionable language.

Every article’s author or reviewer is indexed on the pinnacle of the web page, to the left of the date, and is connected to their biography, which you can click on directly to examine greater approximately their credentials, education, expert experience, and social media presence.

All writers are required to uphold the editorial suggestions listed above.

Third-party content

1/3-celebration content material is cautiously reviewed via the Onlyhealthylife.com editorial crew to make certain that it’s miles aligned with our guidelines and standards. One of these content material is categorised sincerely and conspicuously to inform you of its source.

Advertising and marketing disclosure

Up to date june 12, 2020

Onlyhealthylife.com accepts advertising and marketing, however maintains a strict and clear separation between advertising and marketing and editorial content material. Unique attention is paid to offering advertising in a manner with a purpose to no longer intervene with your reading revel in. This relates to both page layout and to the range of commercials we choose to characteristic on a page.

Onlyhealthylife.com continues a distinct separation among advertising and editorial content.

  • all advertising or sponsored content material on Onlyhealthylife.com is sincerely and unambiguously outstanding from editorial content through borders or different distinguishing elements and/or recognized as an “advert,” “advertisement,” “subsidized” or a similar designation indicating that the content material is being provided by way of or on behalf of the sponsor.
  • all commercials on Onlyhealthylife.com are categorised as an “advert,” “commercial,” “backed” or a similar designation indicating that the content is being supplied through or on behalf of the sponsor.
  • all “native” commercials or paid content are diagnosed as an “ad,” “commercial,” “subsidized” or a similar designation indicating that the content material is being provided by using or on behalf of the sponsor.
  • editorial content material on Onlyhealthylife.com isn’t always encouraged through advertisements unless the content material is subsidized content, wherein case, the content material can be really demarcated and recognized with the name “advert,” “commercial,” or “sponsored”, or a comparable designation, indicating that the content material is being supplied by or on behalf of an advertiser or sponsor.
  • in a few cases, editorial might also include hyperlinks to companions for which Onlyhealthylife.com receives an affiliate fee (see ‘how we make cash’ for extra information). The placement of these hyperlinks isn’t encouraged with the aid of charge, and editorial reserves the right to alternate, adjust or do away with them at any time a good way to provide the great experience to users.

Display commercials

A few evaluate/pointers may also encompass display advertising on them, if you want to be labelled as advertisements and are without difficulty identified.

Terms of use

Up to date march 14, 2019

Welcome to the www.Onlyhealthylife.com.Com website (“site”) operated with the aid of Onlyhealthylife.com, llc. By touring and the usage of this web site you may be accepting these terms of use (“tou”). The tou governs your access to and use of the site and any of the services we offer thru the website online (collectively the “offerings”). Please study them cautiously and if you disagree with the tou in any way, then do no longer use this website or any of the offerings. Onlyhealthylife.com reserves the right to publish changes to the tou in this web page at any time. If we make any cloth modifications to this tou, we will put up the updated tou here, along with its effective date, and notify you by using email or by a be aware on our web page. If any tou changes are not applicable, you have to prevent your use of this site. In those tou, “Onlyhealthylife.com” and “we” refer to Onlyhealthylife.com, llc, and “consumer” or “you” refer to every vacationer to this web page.

In case you subscribe to any offerings presented via this web site, you could also be problem to additional phrases and conditions (“terms of provider” or “tos”) relevant to such offerings, as a way to be added to your interest at that time.

Sites and offerings

We do now not assure that access to or use of this site or any offerings can be uninterrupted or mistakes unfastened, and Onlyhealthylife.com shall now not be answerable for any characteristic not being accessible or for any unavailability of its website and offerings. The site and its features may be multiplied, restrained or modified at any time via Onlyhealthylife.com to meet the wishes of its users, or for technical or other motives, without increase be aware or cause. We might also in our sole discretion, and at any time, stop imparting, briefly or completely, any or all of the site or services, with out note. To get entry to a number of the content material or capabilities of the website online or its offerings, customers may additionally want to beautify or replace the hardware or software of their laptop systems. Onlyhealthylife.com assumes no responsibility for any failure to access the website or any offerings, partly or fully, whether due to the person’s system, the net community or every other purpose.


We do now not offer information or offerings to minors, and if you are below 18, and at the least 13 years of age, you may simplest use this site and/or the offerings with the lively involvement of a determine, mum or dad or other supervising adult. You could not use this site if you are below 13 years of age.

No person investment advice

This web site does no longer provide individual or customized legal, tax, accounting, or funding offerings. For the reason that each individual’s situation is precise, a qualified professional ought to be consulted before making financial choices.

Message internet website content boundaries

We make no ensures as to the accuracy, thoroughness or great of the data on this web site or thru the offerings, that is provided best on an “as-is” and “as to be had” foundation at consumer’s sole threat. This statistics can be provide by 0.33 parties and Onlyhealthylife.com shall not be accountable or responsible for any mistakes, omissions or inaccuracies inside the website content material. The facts and investment, accounting, or criminal strategies furnished at this website online are neither complete nor appropriate for each person. A number of the facts is relevant only in Pakistan or the Pakistan., and may not be applicable to or compliant with the legal guidelines, guidelines or other felony necessities of different countries. It’s far your obligation to decide whether, how and to what volume your meant use of the information and offerings can be technically and legally possible inside the regions of the sector where you intend to use them. You’re advised to confirm any records before the usage of it for any private, monetary, accounting, felony, or business cause. Similarly, the evaluations and perspectives expressed in any article on this site are completely those of the writer(s) of the article and do now not mirror the opinions of Onlyhealthylife.com or its control. The site content material and offerings can be changed at any time by us, with out boost word or purpose, and Onlyhealthylife.com shall have no duty to inform you of any corrections or modifications to any website content.

License to use website online content material

We provide you a constrained non-public use license to get entry to, display, down load, format and print quantities of this site content material entirely in your very own personal non-business use, furnished that the content material isn’t always modified and all proprietary notices are saved intact. You can now not reproduce, post, translate, merge, sell, hire, distribute the content material, or create a by-product paintings of the content on any other website or as a part of any instructional, schooling or reference materials. You could no longer frame or make use of framing strategies to enclose any content on this web site.

Please be aware that, in case you buy any courses (as described herein) via the Onlyhealthylife.com academy that purchase is subject to particular license rights furnished for within the Onlyhealthylife.com academy segment of this tou (below).

0.33 birthday party content material

Any testimonials, reviews, advice, service or product gives, or other information or content made available on or via this web site by third events (“1/3 party content”) are entirely those of their respective providers and no longer of Onlyhealthylife.com which does not guarantee the accuracy, completeness, reliability or usefulness of third party content. It’s miles the duty of the person to assess 0.33 birthday party content and Onlyhealthylife.com shall not be accountable for any harm or loss because of users’ reliance on or different use of 1/3 celebration content.

Content material published via users

To the quantity we enable you to, and also you pick out to post or share any content or substances, along with, without obstacle, via the ai service (e.G. Questions) or via the Onlyhealthylife.com academy carrier (e.G., quizzes, homework, initiatives, etc.) (“user content”) you will be: (a) granting Onlyhealthylife.com a totally transferable, sub-licensable (with rights to sublicense, along with, with out hassle, through multiple ranges) to show, perform, reproduce, alter, transfer, distribute and create by-product works from the consumer content material and to associate your public profile data (if any) with such user content, in any media formats and thru any channels (whether or not now regarded or hereafter evolved) and waiving any ethical rights in favor of Onlyhealthylife.com with recognize to such use of the user content; (b) granting Onlyhealthylife.com a perpetual, international-extensive, royalty-loose, completely paid-up, non-different license to allow your substances to be edited and displayed by using Onlyhealthylife.com on its web site, and accessed by means of customers, for the functions and at the terms as set out in those tou; (c) agreeing to indemnify and keep harmless Onlyhealthylife.com and its users from any claim or call for made by way of any 0.33 birthday party because of or arising out of your consumer content; and (d) representing which you personal or in any other case have the right to put up the person content, that the person content material is accurate, that use of the person content material on the site does now not violate any laws, and that the materials will no longer reason injury to any individual, along with without hindrance to the intellectual assets, personal or privateness rights of others. Onlyhealthylife.com shall have the proper to use your name in connection with your published user content. Onlyhealthylife.com reserves the right to dispose of or regulate any user content material for any reason, including without hindrance, if we believe it violates these tou.

If you choose to submit any person content and have interaction with different users, if applicable, please be respectful of other customers and use commonplace experience whilst posting comments. Take into account that something you put up online can be continually available and isn’t always private or non-public. Do now not publish some thing you’ll now not be relaxed sharing or being made public.

Onlyhealthylife.com widgets

Onlyhealthylife.com might also, in its sole discretion, offer positive widgets problem to this tou (the “widgets”). Through having access to and using any widget (together with copying any widget html code), you agree to be certain by using the subsequent:

  • you can most effective show the widget(s) on a internet site you very own and function;
  • you may no longer adjust any widget including without challenge that you can no longer alternate any code, difficult to understand or disable any element of any widget, tag links to Onlyhealthylife.com with a “no observe” characteristic or similar mechanism;
  • you agree now not to make any representations or warranties (specific or implied) about Onlyhealthylife.com or the web page;
  • you could now not propose or mean any affiliation with, sponsorship, or endorsement through Onlyhealthylife.com;
  • you could no longer location the widget on any web page that consists of any content material this is in any way illegal, harmful, obscene, harassing, or racially, ethnically, or otherwise objectionable. Moreover, you may not vicinity the widget on any web page that infringes any Onlyhealthylife.com highbrow assets or other rights, or violates any relevant law;
  • com offers you a non-transferable, non-one of a kind, revocable proper to download/display the widget solely according with the terms of tou (ii) completely in connection with the widget, to use our logos, logos, change names and other highbrow property contained in the widget. This tou does now not grant you any right in any Onlyhealthylife.com code, content material, logos or logos past the confined permission to show the widget granted herein.
  • com reserves the right at any time to terminate or regulate your permission to display the widget. The widgets are problem to trade from time to time in our sole discretion. We may end to go back content from the widget at any time in our sole discretion.

Account creation

Preferred. Some of the offerings offered by using Onlyhealthylife.com require you to create an account. While you create an account, you agree which you have the authority to create that account and that all statistics you provide will be proper, accurate, present day, and entire. You are totally liable for keeping your login facts (e.G., user identity and password) correct, at ease, and confidential. You also are liable for any activity due to use of your login records. You compromise to straight away inform us in case you suspect that your login statistics has been comprised. We aren’t prone to you for any losses or damages you incur because of unauthorized use of your login records.

Social check in. If you login or sign in the use of social networking capability, e.G., facebook, you compromise to abide by the applicable social network’s terms and situations.

Marketing consultant insights – for users

Onlyhealthylife.com may additionally provide sure services, consisting of, as an instance, Onlyhealthylife.com’s guide insights service (the “ai provider”), which permit customers to have interaction in one or any other way with a network of third birthday celebration professionals and advisors (along with via filing proposed inquiries to be posed to monetary planning and personal Health specialists). Your use of and reliance on such services, if any, is totally at your personal danger, and you are entirely responsible for complying with this tou at all times. Your submissions (which includes any public profile statistics associated with such submission) and any related responses from our guide network, all of which materials constitute 0.33 birthday party content beneath this tou, may be displayed in publicly viewable forums. Submission of a query does not guarantee a reaction might be supplied. Please notice that we additionally permit you to comply with individual advisors through clicking on the “comply with” button on an marketing consultant’s Onlyhealthylife.com profile page and imparting your e-mail cope with. If you pick to observe any guide, you agree to acquire weekly recaps of the counselors content thru an email e-newsletter. You can unsubscribe from receiving an marketing consultant e-newsletter at any time by using clicking the choose-out hyperlink in any e-mail communication from us and/or via getting access to the “manage subscriptions” page on our website online. Please also see our “communications” segment under for greater information on how we can also talk with you regarding the ai provider and different offerings we provide.

Vital: no consumer relationship; no privilege. By answering questions, advisors do no longer intend to form, and do now not shape an advisor-customer, planner-patron, or every other direct privileged or expert relationship with any consumer of the site. Please remember the fact that laws, policies, different governing authorities, standards, practices and tactics that observe to your precise query may vary relying in your location. Moreover, none of the third party content material might be dealt with as private or confidential, nor is it blanketed by means of attorney-purchaser, or some other privilege, and it may be examine, accrued, and utilized by Onlyhealthylife.com and others. Search engines like google and yahoo may also index your questions, solutions, and other third birthday party content to permit such content material to seem in seek engine effects (e.G. If a person does a search on google.Com or every other seek engine, your questions, answers, and different third birthday party content material on our website that relate to the hunt may also appear in the search results list with hyperlinks in your questions, answers, and different third birthday party content material).

Please be aware: Onlyhealthylife.com does now not provide tax, accounting, felony, funding, or monetary offerings. The data available through Onlyhealthylife.com’s ai carrier is provided through third parties and completely for informational functions on an “as is” basis at consumer’s sole risk. The information isn’t supposed to be, and must now not be construed as advice or used for funding, financial planning, felony, accounting, or tax purposes. Onlyhealthylife.com makes no ensures as to the accurateness, excellent, or completeness of the records and Onlyhealthylife.com shall now not be responsible or chargeable for any errors, omissions, inaccuracies in the information or for any person’s reliance at the facts. User is solely chargeable for verifying the statistics as being appropriate for person’s private use, inclusive of without hindrance, in search of the advice of a qualified professional concerning any unique economic, legal, accounting, or tax questions a consumer may additionally have. Whilst Onlyhealthylife.com may additionally edit questions furnished by using users for grammar, punctuation, profanity, and question name length, Onlyhealthylife.com isn’t always involved within the questions and answers between advisors and users, does no longer suggest any unique financial, felony, accounting, or tax professionals that provide solutions via the ai service, and is not accountable for any claims made with the aid of any consultant. Onlyhealthylife.com is not recommended by using or affiliated with any kingdom/provincial/territorial bar association or other legal or accounting membership business enterprise or affiliation, tax authorities, or agencies or associations, or the monetary industry regulatory authority (finra) inside the Pakistan., the funding enterprise regulatory organisation of Pakistan (iiroc) or any other economic regulatory authority, enterprise, or affiliation.

Posts aren’t confidential. The guide insights is a discussion board-based totally provider and any facts and substances you publish in connection with your profile and/or any questions you pose to someone of the advisors via the ai service can be displayed in publicly viewable forums.

Marketing consultant insights – for advisors

Participation within the ai provider as an marketing consultant includes a vetting and approval technique. Acceptance into the ai carrier is at Onlyhealthylife.com’s sole discretion and can be primarily based on such elements as licenses/registrations, designations, assets underneath control, sec/finra or iiroc disclosures, relevant country/provincial/territorial regulator data, federal/state/provincial/territorial organizations in connection with tax and/or accounting licensing boards and/or organizations, and other issues deemed relevant with the aid of Onlyhealthylife.com in its sole discretion. Through applying to the ai carrier, you’re representing and warranting to the accuracy and completeness of all data supplied to Onlyhealthylife.com all through and after the software system.

If typical into the ai service, you compromise to promptly notify Onlyhealthylife.com if any statistics previously furnished becomes wrong or otherwise obsolete. Participation within the ai carrier calls for, at a minimal, which you keep your repute as a registered financial advisor. You will be entirely answerable for ensuring ongoing compliance with all registration requirements and any obligations imposed by way of relevant regulators and/or your corporation. Ought to you lose your status as a registered economic marketing consultant, or if there has been another fabric exchange on your profile or the facts submitted as part of the utility procedure (inclusive of in case you grow to be difficulty to any legal or regulatory motion, proceeding or sanctions), you settle to without delay end participating within the ai provider, and to directly notify Onlyhealthylife.com so that your profile can be suspended or eliminated.

By using applying for and/or taking part within the ai carrier, you acknowledge that the reason of the ai service is to be a source of general information and education for Onlyhealthylife.com’s users at big and, for this reason, even as solutions you put up via the ai service may additionally consist of analysis of various options and issues given the statistics indicated by the questioners, solutions might not include a advice that the questioner take a particular path of motion. In particular,

  • for economic advisors, your answers must now not (i) propose or sell precise securities, Healths, or other investments, (ii) put it on the market or promote your particular qualifications, experience, or past performance, or (iii) at once solicit Onlyhealthylife.com users as customers.

Your participation within the ai carrier is specifically to allow you to provide answers to questions posed thru the ai provider. Onlyhealthylife.com does not answer ai carrier questions itself, nor does it provide tax, funding, economic, tax, accounting, or prison offerings. Onlyhealthylife.com is underneath no duty to review, edit or affirm the usefulness, reliability, completeness or accuracy of any solutions you put up via the ai carrier, and Onlyhealthylife.com expressly disclaims any and all liability in reference to your answers or other submissions thru the ai provider, for which you shall be entirely responsible. Onlyhealthylife.com does, but, reserve its right to put off any answer or other content material from the ai provider or the Onlyhealthylife.com website generally, in its sole discretion, and without or with increase be aware. Via publishing an answer to an ai service query, you are attesting to such answer’s veracity, completeness and accurateness, as well as having all necessary rights to put up such answer. By using submitting a solution you moreover supply Onlyhealthylife.com a worldwide, non-exceptional, irrevocable, royalty-loose proper and license (with rights to sublicense, such as, without obstacle, through a couple of degrees) to display, carry out, reproduce, adjust as to layout or look however no longer substance, transfer and distribute such content material (without or with your related public profile records), in any media formats and through any channels (whether now known or hereafter evolved). Further, by way of filing an answer, you waive all ethical rights in such content in favor of Onlyhealthylife.com. You agree to now not publish the equal solution on any website apart from your own personal or expert internet site, and social media systems.

Further to participating inside the ai carrier by means of providing solutions to users’ questions, you’ll additionally have the opportunity to make contributions different content material for inclusion on our website, together with without issue, articles. All such extra submissions are in our discretion and are challenge to this tou. With the aid of filing the sort of content material, you furnish Onlyhealthylife.com a international, non-different, irrevocable, royalty-free proper and license (with rights to sublicense, which includes, with out hassle, thru a couple of ranges) to show, perform, reproduce, alter as to format or appearance but not substance, switch and distribute such content (with or without your related public profile statistics), in any media formats and thru any channels (whether or not now recognised or hereafter advanced). Further, via filing such content material, you waive all ethical rights in such content in want of Onlyhealthylife.com. You compromise to not submit the equal content on any competing internet site.

You settle to indemnify and maintain Onlyhealthylife.com harmless from and in opposition to any claims springing up out of or associated with your participation within the ai provider, which includes the ones alleging that any solution or different content material you put up to or put up through the ai carrier, or your participation within the ai carrier, violates any regulation or regulation or infringes or in any other case violates any intellectual belongings or different proprietary right of any character or entity.

You aren’t entitled to or eligible for any reimbursement or benefits with appreciate to your participation within the ai service. Your participation inside the ai carrier is solely on your discretion. You’re, and at all times will be, an unbiased contractor, and nothing on this tou is intended or must be construed to create a partnership, joint or co-undertaking, franchise, company or employer-worker dating between Onlyhealthylife.com and also you. You will take no position with respect to or on any tax go back or utility for advantages, or in any intending at once or not directly concerning Onlyhealthylife.com this is inconsistent along with your being an impartial contractor (and not an worker) of Onlyhealthylife.com. You aren’t the agent of Onlyhealthylife.com and also you aren’t authorized, and have to not represent to any 1/3 party which you are legal to make any commitment, anticipate any responsibility, undertake any liability or otherwise act on behalf of Onlyhealthylife.com. This tou, and our relationship, is a business, arm’s-period relationship and does no longer create any special or fiduciary courting. On your capacity as an impartial contractor, you agree which you: (i) determine, in your sole discretion and judgement, the time, mode, manner, technique and way used by you for your participation inside the ai provider; (ii) have the proper to manipulate how such participation is to be accomplished; (iii) may additionally receive or select not to take part in the ai carrier; and (iv) are free to accept paintings from individuals, corporations and different third events aside from Onlyhealthylife.com.

If, however the foregoing, you are reclassified as an employee of Onlyhealthylife.com, or any associate of Onlyhealthylife.com, via the Pakistan. Inner sales provider, the Pakistan. Branch of hard work, the Pakistan sales organisation or any other federal, state/provincial/territorial or overseas organisation as the result of any administrative or judicial intending, you settle that you’ll now not, because the end result of such reclassification, be entitled to or eligible for, on both a prospective or retrospective basis, any repayment or worker advantages below any plans or packages hooked up or maintained with the aid of Onlyhealthylife.com.


In the event that Onlyhealthylife.com makes wellknown training and/or persevering with education webinars available to monetary advisors or others (each a “webinar” and collectively “webinars”), the underneath applies in addition to the rest of the phrases of this tou. You understand and agree to receiving communications from Onlyhealthylife.com and/or companies of those webinars, consisting of as set forth within the “communications” segment of this tou. Onlyhealthylife.com reserves the proper at any time and for any purpose and without word to you, to alternate, regulate, droop, or cancel access to and/or any and all of the webinars and/or offerings associated with the webinars, in entire or part.

  • persevering with training. Onlyhealthylife.com may additionally provide persevering with training webinars that are licensed financial planner board of requirements inc. (“cfp board”) and/or investments & wealth institute® (“iwi”) accepted. Onlyhealthylife.com will pick out which webinars are accepted for such credit score at the touchdown web page(s) for each webinar. You understand and agree that Onlyhealthylife.com can be required to percentage facts regarding your participation in and/or of entirety of such certified software to the cfp board and/or iwi so as so as to be eligible for and/or acquire persevering with schooling credit.
  • wellknown education. Onlyhealthylife.com may additionally offer webinars which are for wellknown education and are not authorized for any credit score by means of any expert or kingdom/provincial/territorial board or organization or with the aid of any instructional group.

For informational functions only. Each webinar and any content or materials provided in reference to any webinar is for informational functions best. Facts might not be relevant for every kingdom/province/territory and/or jurisdiction. Onlyhealthylife.com can’t guarantee that any statistics provided in a webinar might be correct, complete, and/or modern-day always. We make no representations or warranties regarding the first-class of the webinar content, related materials, or any trainer.

All webinar content material is owned by means of or certified to Onlyhealthylife.com and/or its licensed content providers, and all such rights are reserved. You can now not reproduce, upload, transmit, distribute, publicly show, sell, put up, reproduction, or otherwise use the webinar, and/or any content material or substances supplied in reference to any webinar for any industrial reason without Onlyhealthylife.com’s specific written consent.

The arrival of any instructor in any webinar isn’t and shall no longer be deemed an endorsement or recommendation of that teacher by using Onlyhealthylife.com and the views expressed in any webinar are those of the instructor and no longer Onlyhealthylife.com.

Onlyhealthylife.com academy

Popular. Onlyhealthylife.com offers on-line data courses, workshops, instructions and different academic packages regarding the world of Health to you for a rate (“direction(s)”) thru its Onlyhealthylife.com academy offerings. For readability, the Onlyhealthylife.com academy is included as part of the offerings presented through Onlyhealthylife.com. Onlyhealthylife.com may provide you the ability to have interaction in verbal exchange with fellow customers taking the courses. This tou, consisting of this section especially on Onlyhealthylife.com academy, govern your buy, use and/or get right of entry to to any course. You have to login for your account to enroll in a path. Onlyhealthylife.com uses 1/3 birthday celebration services to offer the platform for the publications as well as for price processing and those 0.33 parties may additionally have get admission to on your data for the functions of offering the path offerings. Please be aware that we may additionally speak with you as set forth inside the “communications” segment of this tou in reference to the supply of the Onlyhealthylife.com academy and/or other Onlyhealthylife.com offerings.

Informational purposes only. Those courses are supplied for data purposes simplest. Neither Onlyhealthylife.com, nor any character presenting education in any direction, is imparting you prison, accounting, funding or financial advice. You’re entirely answerable for confirming the accuracy and appropriateness of the statistics on your personal uses together with your tax, Health, or criminal advisor. Onlyhealthylife.com’s provision of any path or the appearance of any precise person instructing any route isn’t always a advice with the aid of Onlyhealthylife.com of that route, the content contained therein or the individual supplying guidance. We do now not rent any instructors and aren’t responsible or prone to you for any interactions between you and any trainer or another user of the services. We make no representations or warranties as to the quality of any direction or trainer.

No academic credit score. Onlyhealthylife.com isn’t an permitted academic institution. Your participation in, or of entirety of, any direction does not confer any instructional credit. Not anything in this tou or in any other case through the services or on our website online, enrolls you in any instructional group or in any path offered by way of this type of organization.

Price. Every path, package of courses, or subscription bundle (the “on line route presenting”) is obtainable for certain charge as listed on the relevant touchdown web page. All prices are in Pakistan. Dollars. To purchase a web route providing you have to offer one or extra payment strategies. You represent and warrant that you are legal to use any and all price approach(s) you operate to buy a web course offering. You agree to pay for all Onlyhealthylife.com services and products that you purchase, and agree that we may additionally charge your selected charge technique through our third celebration fee processor for such a payments. In case your charge method fails, we may gather costs owed or use other collection techniques. We can also suspend or terminate your access to our offerings. For a few fee methods, the issuer might also fee you certain prices, consisting of overseas transaction costs or different costs relating to the processing of your charge method. Neighborhood tax charges might also range depending on the price approach used. Test together with your issuer for info. “price technique” manner a modern-day, legitimate, everyday method of fee as can be up to date sometimes and which may additionally encompass fee thru your account with a third party).

We use a relaxed third birthday party price processor(s) for the online direction providing. Those payment processors be given fee methods as distinct at the charge web page. Records which you deliver to our price processors isn’t stored or managed with the aid of us and is subject to the 0.33-party fee processors’ privacy coverage and phrases and situations. To the extent allowed under applicable law, we disclaim all legal responsibility with regard to any troubles you have with any third birthday party price processors.Refunds. For in my view purchased courses, Onlyhealthylife.com will offer a full refund in confined instances in which the consumer has considered less than 50% of the relevant path, and such request for refund happens inside 30 days of the acquisition date. For publications bought as a part of a bundle, Onlyhealthylife.com will offer a complete refund in constrained circumstances in which the person has regarded less than 50% of all content in the package deal and such request for refund occurs inside 30 days of the acquisition date. For subscription purchases, Onlyhealthylife.com will provide refunds according with the subscription section beneath. Which will request a reimbursement, person need to touch Onlyhealthylife.com. You may touch us at [email protected] Contacting Onlyhealthylife.com via another contact page, electronic mail, or variety for a reimbursement request will no longer be deemed word to Onlyhealthylife.com of such request.

Taxes. In case you elect to get entry to or use offerings that contain payment of a charge, then you definately comply with pay that price and all taxes associated with such get entry to or use, consisting of, if applicable, any sales tax Onlyhealthylife.com believes in proper religion that it’s miles required to acquire Onlyhealthylife.com might also collect taxes (e.g., sales tax or vat) on any transaction where it reasonably believes that tax collection is required. In which Onlyhealthylife.com believes in right faith that vat series is needed for any route, vat can be calculated and added as soon as your billing statistics is provided. You’ll indemnify and hold Onlyhealthylife.com harmless in opposition to any and all claims by way of any tax authority for any underpayment of vat, and any penalties and/or hobby thereon. Onlyhealthylife.com is not able to offer you with tax recommendation and you need to consult your own tax advisor.

Compliance with laws. You agree to comply with all applicable laws in reference to your buying and/or viewing of any path. Similarly, get right of entry to to our publications from positive territories is against the law. You settle that you will not violate any records export laws in connection with your buy and/or viewing of the guides if you reside out of doors the united states.

Course possession. We and our licensors personal all proper, name and interest in and to the direction(s) and related materials. We and/or 1/3 party licensors both own or have all important rights in and to the content material contained in any path (e.G., lectures, video classes, quizzes, presentation materials, assignments, photos, textual content, presentations, files, audio and/or videos, html, and many others.). The foregoing includes any and all copyrights, trademarks, or other proprietary rights beneath relevant law. Not anything contained on this tou or in any course conveys to you any ownership or other proprietary right besides as otherwise set forth herein.

Any Onlyhealthylife.com logos and/or trademarks that seem in any route are our belongings and might not be used with out our explicit written consent. All other logos, carrier marks and logos utilized in connection with any route, with or without attribution, are the trademarks, offerings, or logos of their respective proprietors and won’t be used with out their explicit written consent.

Your use of the guides. Problem for your compliance with this tou and some other guidelines or rules we include via the services, Onlyhealthylife.com grants you a limited, non-transferable, non-sublicenseable, non-distinct, revocable license to make non-industrial, private use of the courses you purchase. Buy of a path most effective entitles you to the view the direction, and isn’t a purchase of the software program or content material protected within the direction. Besides as set forth under, Onlyhealthylife.com reserves the right to terminate your get entry to to the site at any time for any cause or no motive at all, with or without observe to you. Until you’ve got, as determined in our sole discretion, violated this tou, such termination will no longer terminate your right to view any publications you have got already bought. You can no longer switch your account to some other man or woman or use anybody else’s account. Except as in any other case expressly accepted on this tou, you are prohibited from and may not copy, promote, re-promote, display, reproduce, submit, modify, creative derivative works from, transfer, distribute, or commercially take advantage of the publications and/or any associated materials; and Onlyhealthylife.com reserves the right to pursue felony action in opposition to you in reference to any unauthorized use of the publications, the related substances, or your violation of this tou, whether or not at law or equity.

Concern on your quality completion of a route, as decided by using Onlyhealthylife.com in its sole discretion, Onlyhealthylife.com can also offer you with a certificate of feat upon conclusion of the relevant course. You renowned that this type of certificates simply suggests finishing touch of a route and isn’t affiliated with any university, university, enterprise, or other certifying organization, and does not stand in the region of a path taken at any instructional group and does now not convey instructional credit score or certification for one of these educational organization and neither Onlyhealthylife.com nor any trainer has any duty to you to assist you in acquiring such a credit score or certification.

Indemnification. You agree to indemnify and maintain Onlyhealthylife.com harmless from and in opposition to any claims arising out of or associated with your use of the Onlyhealthylife.com academy service, inclusive of with out issue, in your violation of any regulation or law or if your use infringes or in any other case violates any intellectual belongings or other proprietary right of Onlyhealthylife.com or any character or entity.

Modification and/or termination of guides. We reserve the right to at any time, alter or discontinue, quickly or permanently any person of the publications or the Onlyhealthylife.com academy in entire or part. You agree that we are not at risk of you or any 0.33 party for such a changes, suspension, or termination of all or any guides. Nothing in this tou will be construed to obligate us to maintain and/or assist any of the online route services, in whole or element, in the course of the term of this tou or thereafter.

Subscription services

Subscription offerings: Onlyhealthylife.com may also provide positive paid subscription offerings in sure regions. If you enroll in any Onlyhealthylife.com paid subscription provider, your subscription will keep monthly until terminated. You settle that your account will be subject to this automatic renewal feature. If you do no longer want your account to renew robotically or need to trade or terminate your subscription, please e-mail [email protected] To apply the Onlyhealthylife.com subscription provider you must have net get entry to and offer us with one or more fee strategies.

Billing: unless you cancel your subscription(s) before your monthly billing date, you authorize us to rate your next month’s subscription rate on your payment technique. You furthermore mght authorize Onlyhealthylife.com to fee you for any income or comparable taxes that can be imposed for your subscription bills. Such prices could be charged at the calendar day similar to the graduation of your subscription. In some instances your charge date can also exchange, for instance in case your price technique has now not efficiently settled or in case your paid subscription began on a day no longer contained in a given month. So one can see your subsequent payment date, please contact us at [email protected]

Charge techniques and subscriptions: so that you can enroll in an Onlyhealthylife.com paid subscription service you ought to provide one or more fee strategies. We may additionally replace your price technique using statistics furnished to us with the aid of our payment processors. Following an replace, you authorize us to hold to charge the applicable charge technique(s). You compromise to promptly replace all statistics to keep your fee techniques modern, complete, and accurate (which include change in billing cope with, card wide variety, or expiration date), and also you ought to directly notify Onlyhealthylife.com if your charge method is canceled (or in case you lose your credit score card or it’s miles stolen), or in case you grow to be aware of a potential breach of protection (such as an unauthorized disclosure or use of your call or account password). Changes can be made by means of journeying your learned dashboard at academy.Onlyhealthylife.com.Com and submitting an up to date fee technique which will be obtained via our fee processor. You authorize us to fee any price approach related to your account if your primary payment method is declined or not to be had to us for fee of your subscription charge. You remain chargeable for all unpaid amounts. If any charge it not correctly settled because of expiration, insufficient price range, or in any other case, and you do no longer cancel your account, we can also terminate your get right of entry to to the provider until we’ve efficaciously charged a legitimate payment approach. If you initiate a chargeback or otherwise reverse a fee made along with your price technique, Onlyhealthylife.com may additionally in its discretion terminate your account at once. If Onlyhealthylife.com effectively disputes the reversal, and the reversed funds are again, you are not entitled to a refund or to have your account or subscription reinstated.

Refunds and cancellations: in case you cancel your subscription and request money back within the first 30 days of your subscription, we can refund your initial payment. Thereafter you can cancel your subscription at any time, and you will continue to have get admission to to the subscription service via the cease of your month-to-month billing period. To the quantity authorized by means of the applicable law, bills are non-refundable and we do not offer refunds or credit for any partial-month subscription periods or unwatched Onlyhealthylife.com content material. However the forgoing, if you cancel within three commercial enterprise days of signing up for a paid subscription, we will refund your full subscription price; however, we can also rate you (or withhold from your refund) the prorated price of the subscription service used by you and your account at some point of this 3-commercial enterprise day length. To cancel, please email [email protected] If you cancel your subscription, your account will robotically close on the cease of your modern billing duration. Inside the event you cancel your subscription, please notice that we may also nevertheless ship you promotional communications approximately Onlyhealthylife.com services and products, except you opt out of receiving those communications through following the unsubscribe instructions furnished therein.

Charge and subscription plan adjustments: we can also alternate the subscription plans to be had and / or the charge of our provider from time-to-time, furnished that any price changes will follow to you no earlier than 30 days following notice to you. We might also offer several one of a kind subscription plans, along with special promotional plans and a few plans can also have one of a kind phrases and situations, so one can be provided to you at signal-up or via other communications to you.

Digital cash and virtual securities

If you check in for the website online’s inventory market sport, you may accrue digital cash and securities (“digital assets”) that can be used and in reality spent in the web site environment. Digital assets are a limited license proper, dispensed at our discretion, and have no economic cost. You may no longer sell, transfer or trade virtual assets, besides as authorized on the site in accordance with the policies of the inventory marketplace recreation, which we can also change at any time at our sole discretion. You shall no longer collect any possession proper to digital property. We may also terminate your license right and withdraw or stop any virtual asset, or may also take away your proper to apply any precise digital asset at any time for any purpose, with or without observe to you.

Incentives, rewards, discounts and other promotional gives

Onlyhealthylife.com may additionally offer incentives, gives, promotions, reductions, sweepstakes, or contests in connection with its services. Inside the case of sweepstakes or contests, you’ll be furnished separate terms and situations that ought to be agreed to to be able to be eligible for participation in any sweepstakes and/or contests. In reference to any incentives, rewards, or similar applications (for example, however now not constrained to, the advisor insights incentives program for financial advisor users and cut price codes for Onlyhealthylife.com academy), this type of program is issued at Onlyhealthylife.com’s sole discretion and can not be transferred, bartered or offered or used for a buy in which fee is made the usage of charge information (e.G., a credit card quantity or paypal account). Any such incentives and/or applications aren’t a charge device; they are issued without any alternate of money or value from you and you have no vested property proper or interest inside the incentives. Onlyhealthylife.com reserves the proper to cancel or revoke any incentives or packages, or your participation therein, for any purpose or no reason in any respect, such as, with out issue, if it determines in its sole discretion which you have violated those terms, the terms particular to any rewards, incentive, or different software, or the rest of this tou. Onlyhealthylife.com reserves the right in its sole discretion at any time and without earlier word to you, to add to, eliminate or in any other case alternate the phrases applicable to the issuance and use of any incentive, gives, promotions or other comparable program.

Onlyhealthylife.com may additionally, at its sole discretion, provide reductions to Onlyhealthylife.com academy publications. Such discounts aren’t relevant closer to beyond purchases and can’t be combined with some other gives or promotions. Reductions follow toward the purchase charge of an Onlyhealthylife.com academy path, simplest, and cannot be applied in the direction of taxes or other charges. Reductions provided via Onlyhealthylife.com don’t have any cash cost, and are nontransferable. No coins/credit score returned. Each cut price code may also simplest be used once, and only one bargain code may be used according to purchase. Onlyhealthylife.com reserves the right to alter or discontinue accepting any cut price code or other discount at any time with out observe. Void where prohibited by means of law. Inside the occasion of any violation of this tou or other terms of any discount presented by way of Onlyhealthylife.com, Onlyhealthylife.com shall be entitled to droop and/or revoke get admission to on your Onlyhealthylife.com academy account.

Dealer reviews

In the occasion that Onlyhealthylife.com makes available critiques of on-line agents (every a “assessment” and collectively the “reviews”), the underneath applies in addition to the rest of the phrases of these tou. You understand and conform to receiving communications from Onlyhealthylife.com, including as set forth in the “communications” segment of this tou. Onlyhealthylife.com reserves the proper at any time and for any cause and without word to you, to trade, alter, droop, or cancel access to and/or any and all of the opinions.

For informational functions most effective. Every evaluation is provided for informational functions most effective. Facts won’t be relevant for each nation/province/territory and/or jurisdiction. Onlyhealthylife.com can not assure that any information supplied in a assessment could be accurate, whole, and/or current. We make no representations or warranties regarding the pleasant of the evaluate content.

You could not reproduce, add, transmit, distribute, publicly display, promote, put up, copy, or in any other case use the evaluation, and/or any content material or substances furnished in reference to any review for any commercial purpose with out Onlyhealthylife.com’s specific written consent.

The book via Onlyhealthylife.com of any assessment isn’t always and shall no longer be deemed an endorsement or recommendation of that broking through Onlyhealthylife.com and the perspectives expressed in any overview are the ones of the reviewer and not Onlyhealthylife.com.

The records contained in a assessment can be special from the facts supplied when you visit the internet site of a economic organization, carrier company or specific product. Whilst comparing online brokers, please overview the web dealer’s own terms and conditions. We do not make any warranties or representations regarding the prices, fees, phrases, charges, coverage or services supplied or made available by using on line agents. We do no longer guarantee that rates, fees, terms, costs, coverage or services provided with the aid of on line brokers are the excellent available. We are not worried with and aren’t answerable for any charge association that you can input into with any on line broker or other service issuer. You hereby launch us of any and all losses, prices, damages or claims in reference to, springing up from or associated with your use of a carrier company’s products or services.

Onlyhealthylife.com may also obtain compensation from online agents while a user applies or gets permitted for a monetary product via our website. Compensation can also affect which products and brokers we assessment and write approximately, and whether or not merchandise appear on our website. The internet site does no longer purport to function each online broking or monetary product to be had on the market.

Examination instruction materials

In the occasion that Onlyhealthylife.com makes to be had examine guides and other exam practise statistics, inclusive of examine publications and/or links to such materials on 0.33 party web sites (together the “exam prep”), the underneath applies further to the relaxation of the phrases of these tou. You apprehend and comply with receiving communications from Onlyhealthylife.com, together with as set forth inside the “communications” phase of this tou. Onlyhealthylife.com reserves the proper at any time and for any purpose and with out notice to you, to alternate, adjust, suspend, or cancel get admission to to and/or any and all of the exam prep cloth.

All exam prep fabric and information to be had on Onlyhealthylife.com or 1/3 birthday party websites related-to through Onlyhealthylife.com are for informational functions handiest. Exam content material overview, strategies of study, guidelines and pattern questions are best guidelines, and use of this material does now not assure passing any examination. At the same time as Onlyhealthylife.com has made reasonable efforts to provide modern and correct information, Onlyhealthylife.com will no longer be held chargeable for any accidental errors or omissions that can be located. Onlyhealthylife.com isn’t always affiliated, authorised, or endorsed through finra, the nfa, naasa, the cfa institute, cmt affiliation, garp, iiroc or the ira.


Onlyhealthylife.com does now not guarantee that files to be had for downloading through its website online might be free of infection or viruses or different code which could have contaminating or unfavourable properties. You are accountable for implementing enough procedures and checkpoints to fulfill your precise necessities for integrity, protection and accuracy of records enter and output, and for maintaining a method external to the web site for the reconstruction of any misplaced statistics.

Advertisers are not encouraged

Though we are seeking to companion with pleasant businesses, we are not chargeable for the claims or representations made via advertisers and sponsors. Onlyhealthylife.com does now not evaluate, recommend or endorse the goods or offerings of any enterprise referred to on our web page. We will no longer be accountable in any manner for damages of any type resulting out of the misuse of any private data or facts submitted by using you to an advertiser or sponsor.


As a convenience to customers, the site and services may also provide hyperlinks to other websites or resources. Because we do now not overview and don’t have any manipulate over such sites and assets, Onlyhealthylife.com shall no longer be accountable or chargeable for use of or reliance on any content, merchandise, services or records at such web sites or assets. Inclusion of any hyperlinks does not imply any endorsement, affiliation, approval, affiliation or sponsorship by Onlyhealthylife.com of the related websites, resources, their operators or proprietors. Whilst you pick out a link, you’ll be leaving our website online. The facts to be had on 1/3 parties websites might also have positive restrictions on its use or distribution which fluctuate from this tou.

Prohibited conduct

The subsequent activities are strictly prohibited:

  • posting unsolicited or unauthorized advertising, promotional substances, junk mail, unsolicited mail, chain letters, pyramid schemes, or any other shape of solicitation (“spamming”);
  • postings for any unlawful or fraudulent reason (including hyperlinks);
  • posting of private information (for your self or all people else);
  • posting substances containing viruses or other malicious or negative code;
  • posting of offensive content material such as profanity, obscenity, racist or pornographic material;
  • carrying out any sports which might be defamatory, violate the personal privacy rights of others, or infringe any man or woman’s rights, along with however now not confined to, amassing and distributing data about net customers with out their permission, except as authorized via relevant regulation;
  • posting any content material this is illegal, dangerous, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, hateful, degrading to others on the premise of gender, race, elegance, ethnicity, country wide origin, faith, sexual desire, incapacity or different class or otherwise objectionable in any way;
  • copying, enhancing, growing a derivative work of, reverse engineer, reverse bring together or in any other case try to find out any source code of the web page or offerings;
  • getting rid of or obscuring the copyright notice or different notices displayed in reference to the content material on hand through the site or services;
  • interfering with or disrupting the site functionalities, offerings, or servers and networks linked to website online, or disobeying any requirements, techniques, policies, or policies of networks related without delay or indirectly to the web site;
  • editing the site or services in any manner or form, or the use of modified variations of the web site or services, inclusive of (with out difficulty) for the cause of obtaining unauthorized get entry to to the web page or services;
  • reproducing, printing, caching, storing, or distributing content material retrieved from the web site or services in any manner not authorized by means of this tou or for any commercial use with out the earlier written permission of Onlyhealthylife.com;
  • promoting, assigning, sublicensing, or otherwise shifting any right within the offerings or content reachable thru the website;
  • gaining access to the web page or services by means of any way apart from through the interface that is provided by using Onlyhealthylife.com;
  • the use of the web page or offerings to violate any regulation (whether or not neighborhood, nation/provincial/territorial, countrywide, or worldwide), whether or not or no longer intentionally;
  • impersonating any person or entity, or falsely stating or otherwise misrepresenting your association with any man or woman or entity;
  • manipulating identifiers so that you can conceal the foundation of any query, answer or remark you post at the web site;
  • engaging in “display scraping,” “database scraping,”; and/or
  • facilitating violations of this tou or the privacy policy.


This web site may additionally gather private statistics from some users. Please assessment our privacy coverage to understand what facts we accumulate and save, how that facts is used, how we may also proportion that facts, and your rights in reference to your private statistics. The privacy coverage is integrated by way of reference and made part of this tou.


Whilst you visit our website, use any of our offerings, or ship us an e mail, you expressly suggest your consent to electronically receive any and all communications, notices, and our disclosures that we might also offer in reference to your use of the website and/or services, consisting of, with out drawback, e-mail, in-app, and in-website chat communications. All agreements, notices and communications that we provide to you by way of email will satisfy all legal necessities that they be in writing and brought to you. Onlyhealthylife.com may have the right to reveal any e-mail despatched through a person, or any objectionable material, to comply with criminal procedure or to guard the rights or belongings of Onlyhealthylife.com, its customers, providers and users. Any such notices may additionally encompass emails with promotional, advertising and marketing, and advertising facts and suggestions that we consider may be of hobby to you, in accordance with applicable law. Regular with federal can-junk mail or anti-junk mail laws, in case you do now not wish to receive commercial emails, you may unsubscribe following the commands on any e mail, excepting that we may also nevertheless ship you administrative and transactional notices, which include, without dilemma, facts approximately your account, affirmation of your registration for publications, records approximately your development, or different offerings that may be necessary to provide you with any individual of the services.

In case you offer your phone range to us when you sign up for an account or use different Onlyhealthylife.com offerings on the website, you expressly consent to obtain autodialed or prerecorded calls and text messages from Onlyhealthylife.com at that number. If a telephone range is a cell phone range, you hereby consent to obtain sms or text messages at that number. We may also area such calls or texts to (i) notify you about your account and any use thereof; (ii) offer you with offerings associated with the online publications, webinars, and so forth.; (iii) troubleshoot problems with your account; (iv) solve disputes; (v) contact you with gives and promotions; or (vii) as in any other case vital to service your account or enforce those tou, our policies, applicable law, or any other settlement we can also have with you. We can no longer share your telephone wide variety with 0.33 events for his or her functions with out your consent. We may also share your smartphone numbers with our affiliates or with our service companies, which include customer service, billing or collections organizations, who we’ve got gotten smaller with to help us in pursuing our rights or performing our obligations below these tou, our guidelines, relevant law, or any other settlement we may also have with you. You settle these parties may additionally contact you the use of autodialed or prerecorded calls and textual content messages, as legal with the aid of us to carry out the purposes we’ve got identified above, and not for his or her very own purposes. Trendy telephone minute and textual content charges can also follow.

You recognize and consent that we may, in our discretion, display or record smartphone conversations you or every body performing to your behalf has with us or our dealers for nice manage and schooling functions or for our own protection. You well known and remember the fact that, at the same time as your communications with us can be overheard, monitored, or recorded, not all cellphone traces or calls may be recorded via us, and we do now not guarantee that recordings of any specific telephone calls might be retained or retrievable.


We welcome all comments, ideas, inventions, materials, and guidelines (“remarks”) from our users concerning our offerings. You understand and agree that Onlyhealthylife.com does no longer waive any rights to use comparable and/or related comments formerly or contemporaneously regarded to it, whether advanced by way of its personnel, contractors, received from different resources, or submitted by using other users. Similarly, through submitting any comments, you supply us the proper to use the remarks without any regulations on the usage of such comments or any repayment to you.

Proprietary rights

The Onlyhealthylife.com website and its content material are covered by means of copyright, trademark, and different proprietary legal guidelines. See our copyright notice.

Reporting copyright infringement. Onlyhealthylife.com takes claims of copyright infringement seriously. We are able to respond to notices of alleged copyright infringement that observe relevant regulation. For Pakistan. Customers, if you believe any materials on hand on or from the web page infringes your copyright, you could request elimination of these materials (or get admission to to them) from the website by way of filing written notification to our copyright agent (exact beneath). In accordance with the virtual millennium copyright act (17 united states of americac. § 512) (“dmca”), the written word (the “dmca notice”) must encompass notably the following:

  • your physical or electronic signature.
  • identification of the copyrighted paintings you accept as true with to have been infringed, or, if the claim includes a couple of works on the website, a representative list of such works.
  • identification of the fabric you trust to be infringing in a sufficiently precise manner to allow us to find that cloth.
  • good enough statistics by way of which we are able to contact you (which include your name, postal cope with, cellphone quantity, and, if available, e-mail cope with).
  • a statement that you have a terrific religion perception that use of the copyrighted material is not legal with the aid of the copyright proprietor, its agent, or the regulation.
  • a statement that the records in the written word is correct.
  • a assertion, beneath penalty of perjury, that you are authorized to behave on behalf of the copyright owner.

Subscription offerings

Even though Onlyhealthylife.com gives services in lots of components of the sector, certain Onlyhealthylife.com services might not be available in or suitable for positive countries or locales. We reserve the right to stop or to make modifications to, our website and any of our offerings at any time without boost notice.

Disclaimer of warranties

The web page and services are provided for informational functions most effective. No content material on our web site is intended to constitute expert recommendation, whether or not medical, economic, felony or otherwise. Your use of the site, the widgets and offerings is at your sole chance. The web page, the widgets and offerings are supplied on an “as is” and “as available” foundation. Onlyhealthylife.com makes no representation or guarantee that the web page, the widgets or offerings will meet your necessities, or could be uninterrupted, comfortable, current or error-free, or that the results that may be received from using the website online, the widgets, and services could be correct, timely, beneficial or dependable. To the finest volume accepted via law, Onlyhealthylife.com disclaims all warranties, representations and conditions of any kind, whether express or implied, inclusive of, but not confined to the implied warranties and conditions of merchantability, fitness for a specific purpose and non-infringement, with respect to the usage of the widgets the site, and its offerings, or the accuracy, completeness, timeliness or currentness of its content, in any way and for any reason.

Exclusion of consequential damages

In no event will Onlyhealthylife.com be answerable for any incidental, incidental, unique, consequential, exemplary or indirect damages bobbing up out of the use of or incapacity to use the widgets this internet site or any of its services or content material, or loss of information, even if Onlyhealthylife.com has been counseled of the possibility of such damages, and whether primarily based on settlement, tort, negligence, product legal responsibility, strict liability or otherwise.

Exclusion of limitations and disclaimers

Because some jurisdictions, consisting of new jersey, restrict or do no longer allow the disclaimer of warranties, or the exclusion or drawback of legal responsibility for consequential or incidental damages, in such jurisdictions Onlyhealthylife.com’s legal responsibility is restricted to the greatest extent authorized via law.


ThisTOU, and any relevant TOS, constitute the entire agreement between every person and Onlyhealthylife.com governing the user’s get entry to to and use of the website and its services, and supersede all previous agreements regarding its problem be counted. The tou will be governed by means of the legal guidelines of the kingdom of new york without giving effect to any concepts of conflicts of legal guidelines. Every user hereby attorns and concurs to the non-specific jurisdiction of the courts of the the big apple, new york.

The failure via a consumer or Onlyhealthylife.com to exercising any proper or to put in force any provision of this tou shall no longer constitute a waiver of such proper or provision. If any provision of this tou is discovered by using a court of ready jurisdiction to be invalid or unenforceable, the court docket shall deliver effect to the intentions pondered within the provision to the diploma feasible, and the other provisions of this tou will remain in complete pressure and impact.